620 Treeline RD., Kalispell, MT 59901

Montana's Mortgage Brokerage

We’re not a bank. We’re not tied to one lender. We’re an independent Montana mortgage team that shops multiple lending institutions to find the right loan for you — every time.

Built in Montana. Built for Montana.

Grizzly Mortgage was built on a simple belief: Montana homebuyers deserve better than a one-size-fits-all loan from a national bank that doesn’t know this market.

As an independent mortgage brokerage, we work with multiple lenders to find the right loan for each client’s unique situation. That means more options, more competitive rates, and a team that genuinely has your best interest in mind — not a quota to hit.

We’re proud to be rooted in the Flathead Valley. This is where our team lives, works, and raises families. When you work with Grizzly Mortgage, you’re working with people who understand Montana — because it’s home.

Why Independent Matters

As a mortgage broker, we work for you — not for a bank.

01

More Lender Options

We work with multiple lending institutions, not just one. That means we can compare loan products, rates, and terms across lenders to find the best fit for your situation.

02

We Work For You

A bank’s loan officer works for the bank. We work for you. Our goal is to find you the most competitive rate and the right loan structure — even if that means sending your business to a lender we don’t have a preferred relationship with.

03

Local Knowledge Included

We live and work in the Flathead Valley. We understand Montana’s property types, income patterns, and local market conditions in a way that out-of-state lenders simply don’t. That local knowledge comes standard.

Our Vision

To be the most trusted and uplifting mortgage team in Montana — where faith, relationships, and hometown service create wins for every client, every time.

Voted Best of Flathead

Two years running. Recognized by the Flathead Valley community for exceptional mortgage service.

“The reviews speak for themselves — but what matters more to us is that every one of those five-star clients got into a home they love.”

The People Behind Grizzly Mortgage

Get to know the local team working to get you into your Montana home.

What Our Clients Are Saying

Absolutely loved our experience working with Darel on our recent home purchase! He made the process so smooth, always took the time to answer our questions and guided us through the changing market over this past year. He’s knowledgeable, professional and, at the same time, personal. Could not recommend Darel and Grizzly Home Loans more highly — they’re the best!!
Nate Hartman
Darel was amazing!! He walked us through the entire loan process and answered all our questions. He helped us get a much better loan than what we thought we could get with interest rates rising and we closed in record time!!! Completely incredible!! You won’t be disappointed to go with Grizzly Mortgage!
Anna Stager
We used Darel when we purchased our home in January this year and he made it so effortless. We truly had an easy experience and would and will use him again and recommend him to everyone we know!! Thank you Darel for such an easy and stress-less time making our home purchase so nice and relaxing. You’re the best!!
Michelle Barns