620 Treeline RD., Kalispell, MT 59901
620 Treeline RD., Kalispell, MT 59901
Darel Handley moved to the Flathead Valley in 2016 and quickly made Montana home. Today, he leads a team of local mortgage professionals who all live and work right here in the valley, bringing firsthand knowledge of the market and a strong commitment to the community.
As a mortgage brokerage team, we aren’t tied to a single lender’s products — we shop multiple lending institutions on your behalf to find the most competitive rate and the right fit for your situation.
That independence, paired with a genuine, hands-on approach from a team that truly cares, is what sets Grizzly Mortgage apart. Whether you’re buying your first home in Kalispell, building on land near Whitefish, or refinancing your current home, our local team will guide you through every step of the process.
You work directly with Darel and his team from application to closing. No handoffs, no surprises — just clear communication every step of the way.
Voted Best of Flathead in 2024 and 2025. Hundreds of five-star reviews from Montana buyers who trusted us with one of the biggest decisions of their lives.
Our team lives and works right here in Montana, so we’re deeply connected to the communities we serve. You’ll see us showing up — supporting local events, working alongside neighbors, and investing back into the Flathead Valley.
We understand life doesn’t always happen on a 9–5 schedule. Darel and the team make it a priority to be responsive and available when you need them, because your timeline should drive the process — not the clock.
As an independent mortgage broker, Grizzly Mortgage isn’t tied to any single bank or lender. That means we can shop your loan across multiple lending institutions to find the best rate and terms for your unique situation.
For you, that translates to more options, less guesswork, and a loan that actually fits — not just the one that’s easiest for us to close.
“It’s not about closing another loan — it’s about being there to guide and support you every step of the way.” — Darel Handley
We review your income, credit, and goals to determine what you qualify for.
Armed with your pre-approval, you work with your agent to find the right home.
Your offer is accepted — now your loan process formally begins.
We gather your documents and finalize the details with the lender.
Final approval is issued. We review all numbers together before closing day.
You sign, we fund, and you get the keys. Welcome home.
